What we do

Financial/Retirement Planning

Through our Financial Planning process we not only set roadmaps to where you want/need to be but uncover other items in the process that most are not aware of.  We use a variety of sources to help your plan succeed.

Estate Transfer Planning

Many of our clients knew that they wanted certain assets/monies left to different individuals or entities but were not sure of the correct process.  We guide our clients along the correct path.

Portfolio Construction/Investment Management

The performance achieved in your portfolios directly impacts your financial confidence.

As independent fiduciary advisors, we identify investment strategies that work for you and are in your best interests.  As we construct your portfolio, we consider your current financial situation, your investment time horizon, your risk tolerance, income needs in retirement and other items that could affect you.

Tax Planning

We all know we should save money for retirement, but do you know all your options in doing so?  We believe how you save is just as important as how much you save.  Our goal is to provide you with retirement savings options that deliver the most benefits to you.  Choosing the correct savings vehicles is crucial to allow for meaningful growth, tax free funds in retirement and flexibility of accessing your money.

Holistic Planning

We help clients identify Tax, Income and Risk and then design a program that is based on Macro vs. Micro approaches.  Most financial advisors take a micro approach and design plan to help you manage taxes next year.  We are most interested in managing taxes over a lifetime through a Macro approach.